Call today for your consultation appointment.įor further assurance, ask for references from one of our many satisfied customers. An inventory gives you peace of mind and helps you preserve the symbols of your life. Trust Picture This Asset Inventory to provide an extra measure of protection. It’s challenging to reconstruct this information after the fact. Yes, it’s possible to do it yourself, but few people find they have the time to get it done. Professional home inventories also are helpful for estate planning. In fact, statistics from the National Insurance Industry show that homeowners who have a thorough inventory receive more for their possessions on their claim than those who do not. Picture This Asset Inventory Service provides a professional, comprehensive record of the things you own. If you have a loss due to theft or a natural disaster, an inventory can help you prove ownership, describe items for law enforcement and substantiate insurance claims. It’s not always possible to recover the exact items taken. But, if you have a digital inventory of the things you own, it’s much more likely your treasured possessions will once again take their rightful place. Possessions in your home or office are symbols of your hard work, traditions, love and history. “We want to make sure all of our workforce – including our independent partners – are ready if Mother Nature decides to call.When a family suffers the indignity of robbery, much more is taken from them than the items thieves carry away. “It’s a never-ending process of teaching, training and testing,” said Craig Sakraida, Director of Catastrophe Operations. On-site stress tests are held to ensure critical functions will work correctly in an actual catastrophe. In addition to conducting off-site adjuster training, Citizens annually identifies internal business unit-specific catastrophe response functions that require testing. Participants are evaluated to help assign roles and determine which scenarios qualify for a CAT response, perhaps the most intensive service the company provides. Your inventory also can help you perform your annual insurance policy review by helping you and your agent more easily determine the value of your personal property and evaluate whether your policy coverages are adequate.ĬAT Training Vital Before Disaster StrikesĪn effective catastrophe (CAT) response depends on an educated workforce, and many of those workforce members for Citizens are the independent adjusters who must know our latest systems, processes, policies and emergency-specific responses.Ĭitizens conducts year-round preparedness training and disaster exercises for staff and independent adjusters. Once you have completed your home inventory, set a calendar reminder to update it quarterly or whenever you make a major purchase, such as a new TV or refrigerator. Consider storing electronic copies of these documents on an external storage device (portable hard drive or thumb drive) or cloud service so you have one go-to location following a loss. You also may want to keep a copy with your other important financial information (home insurance policy, mortgage documents, bank information, etc.). Professional Home Inventory Services are needed in Your Community There is a demand for this service as soon as people are informed that such a service exists. Store a copy of your inventory in a safe place outside of your home (in the “cloud,” in a safe deposit box, etc.). If you have receipts for the items, keep copies with your inventory documentation. Whatever method you choose, go room by room, taking note of each item’s value, serial number (if applicable), unique design details and date of purchase. These resources may provide useful checklists to ensure you do not miss anything and may even allow you to store a copy of your information in the digital “cloud” so you can access the information even if your computer or phone is lost or damaged. Online inventory templates or smartphone apps are available to document your belongings. A complete inventory can help you identify items that may be difficult to document after damage, especially smaller items, and can serve as a starting place when you report a claim.Ĭomplete a video inventory by walking through your home or apartment and narrating the items in each room.Ĭreate a photo inventory by taking photographs of your items, including serial numbers, and creating an album of your home’s contents. A home inventory can help you ensure that you have adequate insurance in the event of catastrophe and can help you verify your losses.Ī home inventory is a complete record of your belongings, including their purchase date and approximate value.
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